1. General
Access to and use of the www.mifl.ie website (the "Site") and the materials found on it (the "Content") are subject to the following terms and conditions (these "Terms").
Unless stated otherwise this information is communicated by Mediolanum International Funds Limited ("MIFL") which is regulated by the Central Bank of Ireland.
2. Restricted Access
This Site and its Content are not directed at or intended for distribution to any person (or entity) who is a citizen or resident of (or located or established in) any jurisdiction where the use of the Site (or the utilisation of the Contents) would be contrary to applicable law or regulation or would subject MIFLto any registration or licensing requirement in such jurisdiction. Persons who wish to access this Site are required by MIFL to inform themselves about and to observe any legal or regulatory restrictions which may affect their eligibility to access the Site or to subscribe to the Investment Services. Professional advice should be sought in cases of doubt.
3. No Offer
The Content is provided for information purposes only and does not constitute a solicitation or offer, or advice or recommendation, to buy or sell interests in any investment products, to effect any transactions, or to conclude any transaction of any kind whatsoever.
4. Monitoring by MIFL
Your use of the services on this Site may be monitored by MIFL, and the resultant information may be used by MIFLfor its internal business purposes or in accordance with the rules of any applicable regulatory or self-regulatory organisation.
5. No Commercial Exploitation
Except as stated in this section 4, the copyright and other intellectual property rights in the Content (including the MIFL logo) are owned by MIFL. Any use of the Content for any purpose is accordingly prohibited except as stated below. With the exception of Content supplied on the Site in Adobe Acrobat (PDF) format for you to download, you may not reproduce, transmit, modify, link into, store, archive or in any other way use for any public or commercial purpose this Site or any of the Content without the prior written permission of MIFL. In particular, neither you nor any third party acting on your behalf or at your instigation may:
redistribute to any other person any of the Content (whether as part of any library, archive or similar service or otherwise);
remove the copyright or trade mark notice from any copies of Content;
create a database in electronic or structured manual form by systematically downloading and storing all or any of the Content.
6. Responsibilities of User
You are responsible for any use of the Site made by you. You undertake to use your best endeavours to ensure that nothing you do whilst accessing the Site will damage the Site.
7. No Warranties and Exclusion of Liability
Whilst MIFL shall use reasonable efforts to obtain information from sources which we believe to be reliable, MIFLgives no warranty as to the accuracy, completeness or reliability of any information, opinions or forecasts contained on the Site, nor does it undertake to ensure that this Site will be available or accessible at all times. MIFLshall have no liability (whether in contract, tort or otherwise) for any direct, indirect, consequential or special losses or damages of any kind whatsoever arising from or in connection with the access to, use of or linking to other websites ("Linked Websites") from this Site or any reliance on any of the Content.
Linked Websites are not operated by or affiliated with MIFL. While from time to time we may aim to point you to useful external websites, we cannot be responsible for their content or accuracy and accordingly accept no liability with respect thereto or for any reliance placed upon such websites, even if you utilise the services on the linked site to invest in our products. The protection of your personal information on other websites is not governed by MIFL’s privacy policy and MIFLcannot be responsible for the privacy policies utilised on such third party sites, nor for the implementation of such policies by those third parties. You should review the Terms and Conditions of third party websites and contact the operators of such sites if you have any queries.
MIFL is not liable for persons or matters beyond its reasonable control (such as telephone and other communications networks, the internet or your internet service provider).
These exclusions of liability do not apply to the extent that such exclusions are invalid or ineffective under any law or regulation applicable to MIFL.
8. Investment Performance
Users should note that investments can involve significant risks and the value of an investment may go down as well as up. There is no guarantee of trading performance and past or projected performance is not necessarily a guide to future results.
9. Estimated performance information
The estimated performance and/or valuation/NAV data ("Data") is based on estimated valuations or net asset values calculated by the administrator or MIFL and may vary materially from the official valuation or net asset value and consequently are not the price at which shares/bonds/notes (or such other issued instrument) can be subscribed or redeemed. Investors should not rely upon the Data to make investment decisions or otherwise. The Data is provided to you for information purposes only and there shall be no right to request any underlying information, calculations or any other details regarding such Data. Neither MIFL or any other service provider in respect of any product to which the Data relates make any representation or warranty regarding the accuracy of the Data nor accept any liability whatsoever in connection with the provision or your use of the Data. Any reliance on the Data is entirely at the user's risk.
Please note that interests in the investment products may only be purchased or sold in accordance with the terms of the prospectus issued by MIFL and the price the issuer of such product may quote may be materially different from the valuations set forth herein. Official valuations or net asset values will be subsequently published on the Site when finalised (and such other media or electronic platform as may be outlined in the relevant prospectus) and may be significantly different from the Data. Potential investors should note that investments can involve significant risks and the value of an investment may go down as well as up. There is no guarantee of trading performance and past performance is not necessarily a guide to future results.
10. No Reliance
Nothing contained on this Site constitutes investment, legal, tax or other advice or a recommendation to purchase or sell any investment. You should not rely on any of the Content in making an investment or other decision.
11. Material Interests
Any one of MIFLor its directors, officers, employees, agents or representatives may have or have had an interest or holding, relationship or other arrangement with the Investment Products which may be material. Potential investors should refer to the applicable offering documents for any Investment Product and in particular, the potential conflicts of interest discussed therein.
12. Jurisdiction
These Terms, your access to and use of the Site and the Content and any dispute or claim arising out of or in connection with these Terms or your use of the Site and Content shall be governed by and construed in accordance with Irish law.
The courts of Ireland shall have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms or their subject matter, save that MIFL may enforce its rights in the courts of any jurisdiction having competence to issue an injunction directly enforceable against you.
13. Viruses, Hacking and other offences
You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack.
We will report any such breaches of this provision to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any Linked Website.
14. Changes to the Site
We aim to update the Site regularly, and may change the Content at any time. If the need arises, we may suspend access to the Site, or close it indefinitely. You should check the Site regularly to check the Content. We may make changes to these Terms at any time. You should check the Site regularly to check these Terms.
